Free tool · No signup · 90 seconds

Before you sign with that client, find out if they'll actually pay.

Answer 12 quick questions. Get a client risk score, the red flags ranked, and the exact contract clauses to protect yourself — in under two minutes. Free. No signup. Works on your phone.

Start the check How it works

90 seconds

Nothing stored on our servers

Shareable results

85% of freelancers have been stiffed on an invoice.

The Freelancers Union pegs the average loss at $5,968 per incident. IRS Schedule C data shows the typical solo freelancer nets ~$25,000/year. One deadbeat client can wipe out a quarter of your entire annual income.

The pattern that predicts these losses is visible before you sign. This tool checks for it.

How it works

Answer 12 questions

Covers deposits, scope, decision-makers, payment terms, and the subtle signals of a bad fit. Each question takes about 5 seconds.

Get your risk score

Green, yellow, or red — backed by a ranked list of the specific red flags that scored against this prospect.

Copy the clauses

For every flag, we give you exact contract language to patch the hole before you sign. Paste, tweak, send.

What we check

Have they agreed to pay a deposit (25–50%) before work begins?

Is the full scope of work written down and mutually agreed?

Is your point of contact the person who signs the check?

Are they pressuring you to start before paperwork is done?

Have they tried to reduce the rate after scope was agreed?

Have they offered “exposure,” portfolio rights, or future work instead of full pay?

Are they asking for spec work — unpaid trials or sample deliverables?

Can you verify their past work with other freelancers/vendors?

How responsive are they during the sales conversation?

Do they accept your payment terms (Net 15/30)?

Have you heard “while you're at it” or “quick add” during scoping?

Are they comfortable signing a proper contract?

Start the check

Built by the team behind OneSign

OneSign is the freelancer's legal shield — a simple, low-cost way to send bulletproof contracts for signing in under a minute. This tool is free because getting paid should be the default, not the exception.

See OneSign